Disability & Critical Illness Insurance

Disability insurance

Your ability to earn an income is likely your most valuable asset. A disability insurance policy may help ensure you can meet your daily financial needs if you’re unable to work.

Did you know:

• One in three people, on average, will be disabled for 90 days or longer at least once before age 65.

• The average length of a disability that lasts over 90 days is 2.9 years.

We can provide disability coverage that’s designed to help address your needs and protect your ability to earn an income.

Critical illness insurance

No one plans to get sick, but when something unexpected happens, you can help yourself and your family by being financially prepared.

Critical illness insurance is designed to help financially support patients before, during and after treatment by providing a lump-sum benefit when a critical illness, as defined by the policy, is diagnosed, and you satisfy the waiting period.

Consider some of the potential uses for the funds from a critical illness insurance policy:

• Modifications to your home

• Private nursing or domestic help

• Timely treatment outside Canada

• Additional staff to run your business